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WebAccess to cash when you need it, potentially avoiding capital gains taxes from selling securities 1 Typically lower rates than other forms of credit such as credit cards No set-up, non-use, or cancellation fees Ability to borrow up to 50-90% of your eligible asset value, depending on the collateral type WebMar 27, 2024 · Because they offer little risk to lenders, share-secured loans typically … WebStop making payments on some of your debts so you can focus on getting the most expensive or largest debts under control Continue making all payments and call your lenders and see if you can negotiate lower monthly payments, lower interest rates, or longer terms immunology test - normal range